Growing    through    trust              


Welcome to Malta Microfinance

Malta Microfinance Ltd is a non profit, financial institution, founded in September 2013 by the St. Andrew's Scots Church and is licensed and regulated by Malta Financial Services Authority. 

Malta Microfinance Ltd was launched at the Europa House by the former President of Malta, Dr. George Abela and Mrs. Marjory Paton, National Convener of the Guild of the Church of Scotland.

The company lends to people struggling financially, especially Maltese women and migrants, to enable them to improve their lives. Malta Microfinance aims to bridge the gap for people who cannot access banks and their services. This can inhibit them from various opportunities and/or forcing them to borrow from informal sources leading to a spiral of debts. 

Nobel Laureate Professor Muhammad Yunus launched the Grameen Bank in Bangladesh in 1983. Through his experience of offering basket weavers  small loans, he built the concepts of social business and microcredit. 

Since then it has gained popularity with approximately 8 million people worldwide benefiting from this scheme. The main target being women entrepreneurs. It has also proven to be successful with a pay back rate of more than 97 percent. 

Malta Microfinance follows the Grameen Model with the hope of transforming lives and bring hope and independence on the Maltese islands.